FAQs

Who is ReadyCap Commercial?

We are a nationwide non-bank direct portfolio lender offering commercial financing up to $10 million.  We finance apartments, office, retails, industrial, self storage and mixed use for investors and owner users.  We are backed by Waterfall Asset Management out of New York.

What does "lending differently" mean?

ReadyCap is not a bank and not a private money lender, we are a new non-bank lender with the rates, terms, speed and service that you want.  We invite you to review our website and see how ReadyCap's operations and team are different from the current process used by banks, insurance companies and other conventional lenders.  We have three major market differentials: Speed, Broad Product Menu and Flexibility.  Call today to learn more.

Who is Waterfall Asset Management, LLC?

ReadyCap is supported by Waterfall Asset Management, LLC, an investment manager based in New York City with approximately $2 billion in assets under management (www.waterfallam.com).

What are you doing to help the community?

ReadyCap is committed to helping our troops.  We will be offering commercial real estate mortgage assistance to veteran business owners and welcome the opportunity to serve those who serve our country.

What is commercial real estate?

Commercial real estate is anything other than single-family 1-4 unit properties.  This includes 5+ residential (Apartments / Multifamily), office, retail, industrial, self storage, mixed use and credit tenants.  ReadyCap Commercial finances these property types, see Rates for details. 

Where do you lend?

We lend across the country focusing on the top MSAs. See Our Market for more information.

Do you finance residential properties?

No, we do not lend on any properties with 1-4 residential units, or any properties where the borrower lives on-site.