Discover Lending Differently

The ReadyCap advantage

Our commercial loan solutions are a good match for creditworthy borrowers who need speed and flexibility, as well as those who do not meet current bank or lender guidelines for various reasons. ReadyCap Commercial is a national portfolio lender that holds economic interests in every loan we originate. Our approach to lending focuses on real estate fundamentals, and we consider the total picture of the borrower and transaction. 

The advantages of choosing ReadyCap for your commercial real estate financing needs include:

  • Common-sense, collateral-focused underwriting
  • Quick closings
  • Low-touch origination platform
  • Excellent customer experience with personal attention, straight talk and quick decisions 
  • Pre-qualification process ensures swift decisions and closings
  • Less cumbersome documentation requirements
    • No Minimum FICO (with minimum liquidity, no recent lates, and a good story)
  • Prepay flexibility
  • Interest only
  • Cash out 
  • Hold-backs
  • Earn-outs
  • Non-recourse
  • Foreign nationals
  • No depository relationships
  • Seasoned deal team with diverse CRE lending experience
  • Backed by a well-capitalized owner, Waterfall Asset Management

Call us at 888-354-0822 to discuss your loan scenario. View our Commercial Loan Product Sheet for more details on ReadyCap's products.

  |  1320 Greenway Dr., Suite 560, Irving, TX 75038  |  888-354-0822  |  eFax: 844-402-1752  |

California Finance Lender License #603K032
South Dakota Licensed Mortgage Lender ML.05088